Tax Planning Calculators
Ideal for: Investment planning · Tax strategy · Charitable giving · Retirement income planning
Turn Tax Talk Into a Planning Advantage
Clients don’t want to think about taxes—but they do want to keep more of what they earn, save, and give. FreshPlan’s tax calculators help you bring clarity to complex topics, so you can have smarter conversations around investment strategy, income planning, and charitable giving.
Whether you’re estimating income tax or illustrating capital gains, these tools help clients see the value of good planning—and of your advice.
Key Tax Planning Calculators
Tax planning isn’t about forms and deadlines—it’s about smart decisions all year long.
Capital Gains Calculator
Estimate capital gains taxes on the sale of investments, real estate, or other capital property, with clear visuals to support your explanation.
Income Tax Estimator
Quickly estimate a client’s annual federal and provincial tax based on their income, location, and tax credits.
Taxes and Investment Income
Break down how different types of investment income—interest, dividends, and capital gains—are taxed across provinces.
RRSP Tax Savings
Show clients the potential tax savings of an RRSP contribution and how it lowers their marginal tax rate.
TFSA vs Taxable Income
Compare the long-term after-tax outcomes of investing in a TFSA versus a non-registered account.
Final Tax Bite
Estimate the taxes owed at death, including RRSP/RRIF taxation and capital gains on deemed dispositions.
Charitable Donation
Model the tax credit clients can expect when making eligible charitable donations in cash or kind.
Donating Shares to a Charity
Illustrate how donating publicly traded securities can eliminate capital gains tax and enhance the impact of giving.
Donate Some Shares, Sell Some
Compare partial donations and partial sales to show the tax-smart balance between philanthropy and liquidity.
Gifts in Kind, Shares & Other Capital Property
Help clients understand the tax treatment of gifts in kind—like shares, mutual funds, or real estate—to registered charities.
Client-Ready Visuals and Infographics
Tax concepts are notoriously hard to explain—our visuals make them understandable. Use them to:
- Compare registered vs. non-registered strategies
- Highlight tax efficiency in investments
- Illustrate the impact of donations
- Support multi-year tax planning
Support Smarter Conversations
FreshPlan’s tax tools are perfect for:
- Annual planning reviews
- Retirement income discussions
- Investment account strategy
- Charitable giving conversations
- Business owner tax planning
They’re clear, credible, and help advisors show real value beyond rates of return.
Why Advisors Choose FreshPlan for Tax Planning
- Makes tax strategy tangible and visual
- Builds confidence in your recommendations
- Bridges the gap between investments and outcomes
- Helps clients see tax as a lever—not just a liability
