Investment Planning Calculators

Make investment conversations easier to understand, explore, and act on.

Turn Market Conversations Into Meaningful Conversations

How much could my savings grow? Should I be concerned about market volatility? Does it really matter if I wait another year to invest?

Investment decisions often come with questions, uncertainty, and competing priorities. FreshPlan’s investment planning calculators help you turn these questions into practical conversations, using simple calculations and visual comparisons to make the possibilities easier to understand.

Whether you’re helping clients build savings, understand investment risk, or explore long-term strategies, FreshPlan gives you flexible tools to support your advice.

Explore the Possibilities With Investment Planning Calculators

Start with a Question. Use a single calculator to answer a specific question, or combine several to build a more complete picture.

  • Savings Growth
    What could my savings grow to over time?

    Explore how regular contributions, time, and investment returns can influence future savings. Compare different contribution amounts to help clients see what’s possible.
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  • Risk of Not Taking a Risk
    Could playing it too safe put my goals at risk?

    Help clients explore the trade-offs between investment risk, potential growth, and preserving purchasing power over time.
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  • The Cost of Waiting
    Does it really matter when I start investing?

    Compare the potential outcomes of investing now versus waiting, and illustrate how time can make a difference.
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  • Investment Fees and Returns
    How much difference do investment fees make?

    Illustrate how fees affect long-term investment growth and open a conversation about investment costs and the value of advice.
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  • Stay Invested
    What happens if I move out of the market?

    Explore the potential impact of missing market recoveries and help clients understand the challenges of trying to time investment decisions.
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  • Diversify and Protect
    Why shouldn’t I put all my investments in one place?

    Illustrate how combining different investments can affect portfolio risk and returns, and support conversations about diversification.
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  • GIC Laddering
    How can I balance predictable income with flexibility?

    Compare the potential outcomes of investing now versus waiting, and illustrate how time can make a difference.
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Staying the Course infographic

Pair Calculators With Client-Friendly Infographics

Make the Numbers More Meaningful

A calculator can show the potential outcome. An infographic can help explain the thinking behind it.

FreshPlan’s investment planning infographics provide a simple way to introduce a topic, reinforce a recommendation, or give clients something useful to revisit after a meeting.

Support Smarter Portfolio Conversations

FreshPlan makes it easier to:

  • Explain the relationship between risk, time horizon, and return
  • Show the value of staying invested through volatility
  • Help clients balance guaranteed and market-based options
  • Highlight the impact of fees, inflation, and procrastination

Why Advisors Choose FreshPlan for Investment Planning

FreshPlan supports conversations that:

  • Build confidence in long-term investing
  • Manage emotions around market movement
  • Reinforce the value of planning—and advice

Calculator Features

  • Quick Plan Templates
    Launch investment discussions quickly with your go-to calculators and visuals.

  • Modular Planning
    Use a single calculator to answer a question, or stack them for a deeper dive.

  • Scenario Modeling
    Run and compare different contribution, risk, or return scenarios side by side.

  • Client-Ready Reports
    Combine insights and visuals into personalized reports that build trust and buy-in.

  • Secure Sharing
    Let clients explore scenarios before or after meetings—on their own time.

  • Visual Dashboards
    Give clients both the big picture and supporting data, tailored to their interest level.