How to Take Your Pension
WHEN TO SHARE IT
A client Is leaving an employer with a defined benefit pension. Share this infographic before your meeting to help them understand how taxes, family circumstances, or longevity may affect the decision.
RETIREMENT
Help Clients Look
Beyond the Pension Number
When a client leaves a defined benefit pension plan, they may face one of the most important retirement decisions they’ll make: take a guaranteed monthly pension or choose a commuted value.
The numbers matter, but …
they’re only part of the conversation. Income security, family needs, taxes, investment comfort, flexibility, and longevity can all influence which option better supports the client’s retirement goals.
Use this infographic to make the trade-offs easier to understand and help clients identify the questions worth exploring before they decide.
Why Share this Infographic?
A monthly pension can provide predictable income for life and simplify retirement budgeting. Explore how much certainty the client wants from their retirement income—and how much flexibility they’re willing to give up to get it.. It can help you:
Pair with Companion Calculators
Use this infographic as the starting point. Stack it with calculators and other FreshPlan resources.
Share it
with Clients
Share an infographic directly from FreshPlan and give clients an inviting introduction to the topic – and not another long document.
SHARE YOUR WAY
Before a Meeting | During a Conversation | As a Follow-up | In a Newsletter
Help Clients Make a Pension Decision in the Context of Their Life
Choosing between guaranteed pension income and a commuted value isn’t simply an investment decision. It’s a retirement income, tax, family, estate, and lifestyle decision.
MORE ADVICE. MORE PEOPLE. LESS TIME
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